Insurance Bullshit Bingo

Sometimes you need to vent about the frustrating reality of insurance denials. Here's a bit of humor to help you cope with the all-too-familiar phrases we hear far too often.

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Insurance Bullshit Bingo

Common insurance denial reasons. Sound familiar?

Policy exclusion applies
Exceeds annual maximum
Timing of request
Insufficient medical evidence
Step therapy required
Not medically necessary
Lacks documentation
Claim submitted incorrectly
Duplicate claim
Service bundled with another
Medical records unavailable
Out of pocket maximum met
FREE SPACE
Network restrictions apply
Needs peer review
Requires specialist review
Prior authorization required
Not covered under your plan
Exceeds plan limits
Out of network exception denied
Missing referral
Outside coverage period
Experimental
Coding error
Not a covered benefit

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