Medical Policy

Also called: coverage policy, clinical policy

A medical policy, sometimes called a clinical or coverage policy, is a plan's own written rulebook describing the conditions under which it will cover a particular procedure, drug, or device. These documents are usually public and list the exact criteria a request must meet. Reading the relevant medical policy tells you precisely what evidence your appeal needs to provide.

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Disclaimer: This definition is provided for general educational purposes only and is not legal, medical, or insurance advice. Insurance rules, deadlines, and terminology vary by plan, state, and over time. Always check your own plan documents and confirm current details before acting.