Gold carding is a policy under which a plan waives prior authorization requirements for providers who have shown a consistent track record of appropriate requests. The idea is to cut paperwork and delays for clinicians the insurer already trusts. Several states have passed laws encouraging or requiring gold-carding programs.
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Disclaimer: This definition is provided for general educational purposes only and is not legal, medical, or insurance advice. Insurance rules, deadlines, and terminology vary by plan, state, and over time. Always check your own plan documents and confirm current details before acting.