Prior Authorization

Also called: preauthorization, pre-authorization, prior auth, precertification

Prior authorization is a requirement that your provider get the plan's approval before a service, drug, or procedure will be covered. The plan reviews the request against its medical policy and either approves or denies it, sometimes causing delays in care. A prior-authorization denial can be challenged through a peer-to-peer review or a formal appeal.

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Disclaimer: This definition is provided for general educational purposes only and is not legal, medical, or insurance advice. Insurance rules, deadlines, and terminology vary by plan, state, and over time. Always check your own plan documents and confirm current details before acting.